Is your capital sleeping in the bank, or building your empire?
A profitable UAE business can out-earn gold, equities, and real estate over 5 years — if chosen and managed right. In 2 minutes, see if this opportunity is worth it for you, how much capital to add, and what the world looks like after tax.
🛡️ UAE-law compliant📊 6-market comparison🏠 Real estate vs business💰 Capital increase advisor🌍 Global tax analysis⏱️ Results in 2 minutes
Your Deal ParametersAll sections update live
AED
AED
01 — VALUATION ENGINE
What is this business really worth?
Fair market value calibrated to UAE benchmarks: emirate multiplier, industry premium, growth factor, risk discount, and size premium.
Estimated Fair Value
—
—
Applied multiple
—
—
Earnings yield
—
Annual return on price
Payback period
—
Years to recover capital
SDE margin
—
Profit / price
Valuation gap
—
Value vs asking price
Deal rating
—
Buy / Negotiate / Pass
Valuation Breakdown
02 — DEAL INTELLIGENCE
Where to find underpriced UAE businesses?
Live market scanning across 6 platforms + filters for distressed, growth, and passive-income deals.
Platform
Listing
Price
Profit/yr
Industry
Emirate
ROI
Status
Action
💡 Pro tip: Deals marked "Distressed" often sell 20-35% below fair value. "Passive-ready" businesses with managers in place command 15-25% higher exit multiples. Filter by your capital and risk appetite above.
03 — INVESTMENT REALITY CHECK
Should you buy this business — or put money elsewhere?
Compare your deal against 6 asset classes: gold, oil, global equities, real estate, deposits/Sukuk, and cars. Risk-adjusted verdict included.
—
Business output = cumulative profit + exit value. Market figures are long-run estimates. Not financial advice.
Risk vs Return Landscape (Scatter Plot)
Expected Return % (annualized)
Risk (volatility %)
Comprehensive Market Comparison
Asset
5-Yr Value
Annual Return
Risk (Vol)
Liquidity
Risk-Adj Return
Tax Impact
Verdict
04 — CAPITAL INCREASE ADVISOR
If you inject more capital, what must it return?
Every extra dirham must earn at least your current business yield — or the market hurdle rate. Otherwise you dilute your return. See exact numbers for 25%, 50%, 100%, 200% capital increases.
AED
Capital Increase
New Capital
Extra Profit Needed/yr At current yield
At market hurdle (10%)
At 15% target
At 20% target
Break-even (months)
💰 Capital Injection Scenarios
05 — GLOBAL TAX STANDING
The same profit, after tax, across the world
UAE corporate tax: 9% (0% up to AED 375K). Compare net profit in USA, UK, Germany, India, and world average. See your tax advantage in dirhams.
Tax Advantage Calculator
Your net profit (UAE)
—
World average net
—
Your annual advantage
—
How this feeds your valuation: Every AED saved in tax is worth —× in business value. Over — years, tax savings alone add — to your wealth.
06 — REAL ESTATE vs BUSINESS
Should you buy property or a business with the same capital?
Compare Dubai real estate (rental yield + appreciation) against your business deal. Includes mortgage leverage, service charges, and vacancy risk.
🏢 Your Business Deal
Active investment · higher return · higher risk
5-year output—
Annual yield—
Risk level—
Tax efficiency—
Liquidity—
🏠 Dubai Real Estate
Passive · tangible asset · lower volatility
5-year output—
Annual yield (net)—
Risk level—
Tax efficiency—
Liquidity—
07 — VEHICLE ASSET REALITY
Cars as an investment? The depreciation truth
Luxury vehicles depreciate 8-15% annually. See what your business capital would become if parked in a car vs. working in a business.
08 — GROWTH ROADMAP
How to 2×, 3×, 4×, 5×, 6× your investment
Concrete milestones: team expansion, capital deployment, new initiatives, and market penetration required at each multiplier level.
📊 Reality check: Each multiplier requires exponentially more effort and risk. 2× is operational excellence. 3× requires new revenue lines. 4×+ needs market expansion or M&A. The timeline assumes your current growth rate of —%.
09 — MANAGEMENT DECISION
Owner-run or professionally managed?
Run it yourself = higher annual cash but lower exit. Managed = passive income + higher sale multiple. See the exact numbers.
AED
🧑💼 Owner-run (You)
Full-time · high cash now · lower exit
Annual income to you—
Exit value—
Sale multiple—
Time required40-60 hrs/week
TransferabilityLow
🏖️ Managed (Passive)
Free · transferable · premium exit
Annual passive income—
Exit value—
Sale multiple—
Time required2-5 hrs/week
TransferabilityHigh
10 — ADVISORY
How do we proceed?
Based on deal size and complexity, we recommend the optimal advisory channel. Select and book instantly.
Free
📞
Phone Consultation
15-min rapid assessment. Best for first questions and deals under AED 1M.
AED 500
💻
Online Deep-Dive
45-min video session with screen-share, full numbers review, and term sheet guidance.
AED 2,000
🤝
In-Person Meeting
2-hour session at our Dubai office. Full due diligence, legal review, and negotiation strategy.
Book Your Session
11 — EXECUTIVE SUMMARY
Your complete investment report
Everything at a glance — printable, shareable, and advisor-ready. Includes valuation, comparison, capital advice, and next steps.
Globex Horizon · Investment Advisory
Confidential · Prepared for the investor · Not financial advice
Important Disclosures: This tool is indicative and educational, not financial advice or a guarantee of returns. Multiples are calibrated to UAE market benchmarks (Dubai 3.3×, Abu Dhabi 3.05×, etc.) and reflect long-run estimates. Market returns (gold ~8%, equities ~10%, real estate ~7%, deposits ~4.5%, oil volatile, cars depreciating) are historical averages and may differ materially. The business-vs-markets comparison recognizes that private businesses carry higher risk and lower liquidity than public markets. UAE corporate tax is 9% (0% up to AED 375,000); VAT is 5%. Free zones may offer 0% tax subject to conditions. Always consult a licensed financial advisor and legal counsel before making investment decisions. Globex Horizon is a business advisory firm, not a licensed investment manager or broker-dealer.
';
});// ---- 03 INVESTMENT COMPARISON ----
var biz = businessOutput(d, d.region, mgmt);
var gold = totalCost * Math.pow(1.085, d.years);
var oil = totalCost * Math.pow(1.10, d.years); // volatile
var stock = totalCost * Math.pow(1.095, d.years);
var dep = totalCost * Math.pow(1.048, d.years);
var re = totalCost * Math.pow(1.072, d.years);
var car = totalCost * Math.pow(0.90, d.years);var io = [
{ n: "This Business", s: "profit + exit", v: biz.total, c: "#c08a2d", r: (risk === "low" ? 18 : (risk === "med" ? 28 : 42)), liquid: "Low" },
{ n: "Global Equities", s: "~10%", v: stock, c: "#1f7a5c", r: 16, liquid: "High" },
{ n: "Dubai Real Estate", s: "~7.5%", v: re, c: "#2f7d8c", r: 12, liquid: "Medium" },
{ n: "Gold", s: "~8.5%", v: gold, c: "#caa53c", r: 18, liquid: "High" },
{ n: "Oil", s: "~10% (volatile)", v: oil, c: "#8a5f1a", r: 32, liquid: "High" },
{ n: "Deposit/Sukuk", s: "~4.8%", v: dep, c: "#6c7a85", r: 1, liquid: "High" },
{ n: "Luxury Car", s: "~−10%", v: car, c: "#b4452f", r: 5, liquid: "Low" }
];
var imx = Math.max.apply(null, io.map(function(o){ return o.v; }), 1);
var iwin = io.reduce(function(a, b){ return b.v > a.v ? b : a; });
var ib = $("iBars"); ib.innerHTML = "";
io.forEach(function(o){ bar(ib, o.n, o.s, o.v, imx, o.c, o === iwin); });var rar = (yld + d.growth) / (risk === "low" ? 22 : (risk === "med" ? 32 : 48));
var stockRar = 10 / 16;
var t = $("iTag"), x = $("iTxt");
if (d.growth = stockRar * 1.15) {
t.className = "badge badge-green"; t.textContent = "✅ WORTH IT (Accepting Risk)";
x.innerHTML = "Risk-adjusted return (" + rar.toFixed(2) + ") beats equities (" + stockRar.toFixed(2) + ") and payback is ~" + (d.profit > 0 ? (d.price / d.profit).toFixed(1) : "—") + " yrs. Higher return comes with higher risk and lower liquidity.";
} else if (rar >= stockRar * 0.9) {
t.className = "badge badge-gold"; t.textContent = "⚖️ CONDITIONAL";
x.textContent = "Risk-adjusted return is close to the market. Worth it only if you buy below value or can lift growth/margin significantly.";
} else {
t.className = "badge badge-red"; t.textContent = "❌ NOT WORTH IT";
x.textContent = "Risk-adjusted return is below market. Either negotiate price down by " + Math.abs(gapPct).toFixed(0) + "% or find a better deal.";
}// Scatter plot
forceScatterHeight(); renderScatter(io);// Comparison table
var ct = $("compareRows");
ct.innerHTML = "";
io.forEach(function(o) {
var annRet = Math.pow(o.v / totalCost, 1/d.years) - 1;
var riskAdj = annRet / (o.r / 10);
var taxImpact = o.n === "This Business" ? "9% (0% up to 375K)" : (o.n === "Global Equities" ? "15% CGT" : (o.n === "Dubai Real Estate" ? "5% VAT + 4% transfer" : "0-5%"));
var verdict = o === iwin ? "🏆 BEST" : (annRet > 0.08 ? "✅ Good" : (annRet > 0.04 ? "⚖️ Fair" : "❌ Poor"));
var vClass = o === iwin ? "best" : (annRet
' + o.n + '
' + fmt(o.v) + '
' + fmtPct(annRet, 1) + '
' + o.r + '%
' + o.liquid + '
' + riskAdj.toFixed(2) + '
' + taxImpact + '
' + verdict + '
';
});// ---- 04 CAPITAL INCREASE ----
var capPct = +$("capPct").value || 0;
var capAmt = +$("capAmt").value || 0;
var inj = capAmt > 0 ? capAmt : d.price * capPct / 100;
var hurdle = 0.10;
var reqYield = yld / 100;
var target15 = 0.15, target20 = 0.20;$("capKpis").innerHTML =
'
Current business yield
' + yld.toFixed(1) + '%
' +
'
Market hurdle rate
' + (hurdle * 100).toFixed(0) + '%
' +
'
Extra profit needed (current yield)
' + fmt(inj * Math.max(reqYield, hurdle)) + '
';var crt = $("capRows");
crt.innerHTML = "";
[10, 25, 50, 100, 200].forEach(function(pc) {
var x = d.price * pc / 100;
var newCap = d.price + x;
var profitCurrent = x * reqYield;
var profitMarket = x * hurdle;
var profit15 = x * target15;
var profit20 = x * target20;
var breakeven = reqYield > 0 ? (x / (d.profit + profitCurrent) * 12).toFixed(1) : "—";
crt.innerHTML += '
+' + pc + '%
' + fmt(newCap) + '
' + fmt(profitCurrent) + '
' + fmt(profitMarket) + '
' + fmt(profit15) + '
' + fmt(profit20) + '
' + breakeven + ' mo
';
});$("capVerdict").className = "verdict" + (reqYield >= hurdle ? "" : " warn");
$("capVerdict").innerHTML = reqYield >= hurdle
? "✅ Capital injection makes sense. Your current yield (" + yld.toFixed(1) + "%) beats the market hurdle (10%). For this injection of " + fmt(inj) + ", you must generate at least " + fmt(inj * reqYield) + " in extra annual profit. If the new capital earns 15%, that's " + fmt(inj * 0.15) + "/yr. If it earns 20%, that's " + fmt(inj * 0.20) + "/yr — a 2× return on the injection itself."
: "⚠️ Capital injection is risky. Your current yield (" + yld.toFixed(1) + "%) is below the market hurdle (10%). Every extra dirham must return at least 10% — otherwise that money is better in equities or real estate. Focus on improving current operations before expanding.";// Capital scenarios
var cs = $("capScenarios");
cs.innerHTML = "";
var scenarios = [
{ pct: 25, label: "Conservative (+25%)", desc: "Small expansion, same team" },
{ pct: 50, label: "Moderate (+50%)", desc: "New location or product line" },
{ pct: 100, label: "Aggressive (+100%)", desc: "Full expansion, new market" }
];
scenarios.forEach(function(sc) {
var amt = d.price * sc.pct / 100;
var need = amt * Math.max(reqYield, hurdle);
var need15 = amt * 0.15;
cs.innerHTML += '
';
});// ---- 09 MANAGEMENT ----
var ooProfit = d.profit;
var ooVal = valuation(ooProfit, d.sector, d.region, "high", d.growth, "owner");
var mgProfit = Math.max(0, d.profit - d.mgr);
var mgVal = valuation(mgProfit, d.sector, d.region, "low", d.growth, "managed");$("oo_income").textContent = fmt(ooProfit);
$("oo_exit").textContent = fmt(ooVal);
$("oo_mult").textContent = multiple(d.sector, d.region, "high", d.growth, ooProfit, "owner").toFixed(2) + "×";
$("mg_income").textContent = fmt(mgProfit);
$("mg_exit").textContent = fmt(mgVal);
$("mg_mult").textContent = multiple(d.sector, d.region, "low", d.growth, mgProfit, "managed").toFixed(2) + "×";var exitGap = ooVal > 0 ? Math.round((mgVal - ooVal) / ooVal * 100) : 0;
var incGap = fmt(ooProfit - mgProfit);
$("mgmtVerdict").className = "verdict" + (mgVal >= ooVal ? "" : " warn");
$("mgmtVerdict").innerHTML = mgVal >= ooVal
? "✅ Managed wins. You pocket " + incGap + " less per year, but you go passive and the exit value is " + exitGap + "% higher. If your goal is freedom, lifestyle, and a richer exit → hire a manager. The business becomes a true asset, not a job."
: "⚠️ Owner-run wins on cash. Without a manager you pocket " + incGap + " more per year, but you work 40-60 hrs/week. The business depends on you, so it sells for less. If you want maximum cash now and enjoy operations → run it yourself. Plan to systemize within 2 years.";// ---- 10 CONSULTATION ----
$("recPhone").textContent = d.price = 1000000 && d.price 5000000 ? "Recommended for you ✓" : "";// ---- 11 REPORT ----
$("repDate").textContent = new Date().toLocaleDateString("en-GB", { day: '2-digit', month: 'short', year: 'numeric' });
var recCons = d.price > 5000000 ? "an in-person meeting" : (d.price >= 1000000 ? "an online deep-dive" : "a phone consultation");var repHTML =
"Investment Opportunity Summary
" +
"Tax Advantage (UAE): Net profit " + fmt(uaeNet) + " vs world average " + fmt(worldNet) + " · " + advVsAvg + "% more after-tax wealth
" +
"Capital Increase: At current yield, every 100% capital increase needs " + fmt(d.price * reqYield) + " extra profit/yr to maintain returns
" +
"Recommended Next Step: " + recCons + "
" +
"
" +
"This report is generated by Globex Horizon Investment Intelligence Suite. Not financial advice. Consult a licensed advisor before investing." +
"
";$("repBody").innerHTML = repHTML;
window.__rep = repHTML.replace(/]+>/g, ' ').replace(/\s+/g, ' ').trim();
}// ==================== SCATTER PLOT ====================
function forceScatterHeight() {
var sc = $("scatterPlot");
if (sc && sc.offsetHeight === 0) { sc.style.height = "320px"; }
}
function renderScatter(data) {
var container = $("scatterPlot");
var legend = $("scatterLegend");
// Clear existing points (keep axes)
var points = container.querySelectorAll('.scatter-point');
points.forEach(function(p){ p.remove(); });var maxRet = Math.max.apply(null, data.map(function(o){
var ret = Math.pow(o.v / (o.n === "This Business" ? 2120000 : 2120000), 1/5) - 1;
return ret * 100;
}));
var maxRisk = Math.max.apply(null, data.map(function(o){ return o.r; }));data.forEach(function(o) {
var ret = Math.pow(o.v / 2120000, 1/5) - 1;
var x = (ret * 100 / maxRet) * 80 + 10; // 10-90% width
var y = 90 - (o.r / maxRisk) * 80; // 10-90% height
var point = document.createElement('div');
point.className = 'scatter-point';
point.style.left = x + '%';
point.style.top = y + '%';
point.style.background = o.c;
point.setAttribute('data-label', o.n + ': ' + (ret * 100).toFixed(1) + '% ret, ' + o.r + '% risk');
container.appendChild(point);
});legend.innerHTML = data.map(function(o){
return '
' + o.n + '
';
}).join('');
}// ==================== DEAL GENERATOR ====================
function generateDeals(d) {
var platforms = ["Dubizzle", "Bayut", "Property Finder", "Businessbay", "Gulf Business", "LinkedIn"];
var industries = ["Services", "F&B", "Retail", "E-commerce", "Healthcare", "Trading", "SaaS"];
var emirates = ["Dubai", "Abu Dhabi", "Sharjah", "Ajman"];
var statuses = ["Active", "Urgent", "Under Offer", "New"];
var deals = [];
for (var i = 0; i " + map[cons] + " consultation booked! We'll contact you on WhatsApp within 24 hours. (Lead → CRM)";
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$("cMsg").textContent = "🔗 Report link copied to clipboard.";
}
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if (navigator.clipboard) navigator.clipboard.writeText(window.__rep || "");
$("repCopy").textContent = "Copied ✓";
setTimeout(function(){ $("repCopy").textContent = "📋 Copy Report Text"; }, 2000);
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var subject = "UAE Investment Analysis - Globex Horizon";
var body = window.__rep || "";
window.location.href = "mailto:?subject=" + encodeURIComponent(subject) + "&body=" + encodeURIComponent(body);
});// Smooth scroll for nav links
document.querySelectorAll('a[href^="#"]').forEach(function(a) {
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e.preventDefault();
var target = document.querySelector(this.getAttribute('href'));
if (target) target.scrollIntoView({ behavior: 'smooth', block: 'start' });
});
});// Initial calculation — deferred for Elementor DOM readiness
function initSuite() {
if (!document.getElementById("price")) {
setTimeout(initSuite, 100);
return;
}
calc();
}
if (document.readyState === "loading") {
document.addEventListener("DOMContentLoaded", initSuite);
} else {
setTimeout(initSuite, 0);
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